Well, since you asked -

#2 on the list is direct deposit. That had to be the brainchild of some mad biatch that never wanted her husband to have any rathole money ever again in his life.

Coming in at #1 are those forking roundabouts. I would like to meet the pinheaded geek faced engineer who invented them so I could kick him right in his toddler seed pouch.

But this is about #3...not #2 or #1. Give some damn money to ALS if you want but don't make me watch 50-11 people pouring water on their head as a damn instant coupon.